Losing your PAN (Permanent Account Number) card can be stressful, but don’t worry! The process to obtain a new PAN card online is simple and hassle-free. Whether you misplaced it, lost it due to theft, or damaged it, you can easily apply for a reprint of your PAN card online. In this guide, we will walk you through the step-by-step process of how to get pan card if lost

The National Pension System offers one of India's most reliable avenues for retirement planning. Its market-linked returns and tax incentives make it an attractive option for those hoping to construct a sound financial future. However, maximising one's retirement funds demands comprehending the intricacies ofthe NPS interest rate and optimising returns.

A Permanent Account Number (PAN) card is an important financial document issued by the Income Tax Department in India. It has become mandatory for all major financial transactions in the country. This 10-digit alpha-numeric identification helps the tax department track all high-value transactions made by an individual. 

Let’s look at the use of PAN card in smooth financial dealings.

Retirement is a significant phase in life when a person stops working full-time and starts depending on their savings and pension. Many retirees rely on their pension as a primary source of income. However, understanding how pensions are taxed is important to managing finances properly. Many people do not realise that pension income is generally taxable, just like a salary. Tax on pension is deducted as per the income tax laws in India, and knowing the rules can help retirees plan their expenses better.

Retirement planning is a crucial financial decision. Choosing the right scheme can significantly impact your future security. With evolving policies in 2025, the battle of OPS vs. NPS vs UPS has become more intense. Each scheme comes with unique features. But which one truly offers the best benefits for you? Let’s dive deep into these three schemes to help you make an informed decision about your golden years.

Thinking about securing your financial future? The National Pension System provides a government-sponsored means of retirement savings with tax benefits and flexible investment options designed for long-term wealth generation. It facilitates building a pension corpus for both salaried employees and self-employed individuals seeking a structured approach to saving for later years.

The Union Budget 2025 has brought several important changes to pension schemes that are expected to affect many citizens across the country. These changes aim to improve financial security for retirees, encourage people to plan for their retirement, and introduce new tax benefits. 

The Union Budget 2025 has introduced several pivotal reforms that could significantly benefit salaried individuals across the country. By revising tax slabs and enhancing savings schemes like the Employees’ Provident Fund (EPF) and the National Pension System (NPS), the government aims to make financial planning easier and more rewarding. 

Professional tax, commonly known as Profession Tax, is a tax levied by state governments in India on income earned from professional services or employment. It is charged as a percentage of income earned. 

The tax was introduced to help states raise additional revenue for expenditure on development activities and welfare programs. The proceeds from professional tax are reserved exclusively for municipal and local body activities in the state.

The stream of taxes can seem complicated and confusing, especially if you’re starting your financial journey. However, having a basic understanding of taxation is important for everyone - from salaried individuals and business owners to students and homemakers. This beginner’s guide aims to simplify key tax concepts so you can file your taxes correctly, reduce your tax liability, and avoid penalties.