Over the last decade, the financial sector has significantly transformed because of features like video KYC and online KYC compliance. 

When we think back, in 2020, video-based customer identification was simply a "stop-gap" solution. Businesses needed it to keep business moving during the Covid19 lockdowns. 

Think of your PAN Card as the silent engine of your financial life.

You probably secured it years ago—perhaps as a student or a new professional—and tucked it away, assuming it would stay valid forever. But documents, much like the people who carry them, don’t stay the same.

You’ve spent time gathering your documents, carefully filled out every column of the online form, and paid the processing fee. You’re waiting for that plastic card to arrive in the mail, but instead, you get a notification or check your status only to see those dreaded words: "Application Rejected."

Naturally, the first question that pops into your head (after a bit of frustration) is: "What happens to the money I paid?"

Losing your hard-earned money over a clerical error feels unfair.

The good news?

You aren't necessarily out of luck.

If you search “Aadhaar eSign benefits” on the internet, you will find tons of articles stating that it’s a business necessity. 

In 2026, the Indian financial sector has considerably evolved from the paper-heavy routines of the past. 

Today, every transaction is a "Digital Handshake." BFSI (Banking, Financial Services, and Insurance) institutions operate in an environment where speed and security are extremely important. 

As global citizens, passport verification stands as one of the most authentic identity verification methods. However, manual verification is the main hurdle for modern B2B scaling efforts. 

Businesses that rely on human efforts to validate documents can face delays and high operational costs. 

Modern businesses are aiming for a combination of speed and security. Manual verification , and transaction delays can increase drop-offs in digital onboarding. Penny drop verification with the help of API integration can help solve this problem. 

Moreover, penny less verification caters to users’ expectation of instant approval. This technology can also help businesses dealing with the risk of fraud and compliance mandates. 

Does your current PAN card photo look blurry from a decade ago?

Or perhaps you were a teenager when you first applied for a PAN card, and now that "baby face" doesn't quite match the professional you’ve become.

Whatever the reason, having an outdated or unclear PAN card image can sometimes cause minor hiccups during physical identity verification.

The good news?

In today’s digital-first world, many government services can be completed online, reducing the need to wait in long queues at offices. If you are looking to get your PAN card quickly without mailing physical papers to Protean’s PAN processing centre, the scan-based e‑Sign method is a convenient option.

The PFRDA (Pension Fund Regulatory and Development Authority) has introduced major regulatory changes to make the NPS (National Pension System) more flexible, transparent, and subscriber‑friendly for NPS subscribers. They have made changes such as:

You might have heard about Loan Against Securities. But did you know that you can access financial assistance against portions of your NPS corpus from regulated lenders? Yes, here’s another noteworthy benefit of NPS scheme investing. 

PFRDA has introduced a major enhancement in the NPS scheme. The latest (2025) reforms allow NPS account holders to access limited financial assistance against their retirement savings corpus (up to 25% of subscriber's own contributions).