The recent crackdown by the banking regulator RBI on a large payment giant has reiterated an important message to the fintech community on the criticality of the most basic requirement, and that is compliance.

Fintech companies are constantly innovating and introducing new technologies to the financial services industry. However, they are adopting inferior and inadequate authentication measures, leaving their customer data vulnerable.

India is emerging as the next big player in adopting cloud computing technologies for its business environment. With an expected CAGR of above 18.37%, the Indian cloud market is set to reach a value of around USD 17.80 billion by the year 2029.

This guide gives a brief idea about the cloud computing model, its types, benefits and, most importantly, how it is revolutionising India’s digital landscape.

On February 1, 2024, Finance Minister Smt. Nirmala Sitharaman stated that digital public infrastructure (DPI) has played a key role in the formalisation of the economy.

As part of her Interim Budget speech, the FM emphasised the significance of Digital Public Infrastructure as a new 'factor of production' in the 21st century in the economy's formalisation.

The National Pension System (NPS) provides subscribers with the option to withdraw a portion of their retirement funds early, under certain conditions.

As per the most recent regulations from the National Pension System, starting on February 1, 2024, members will have the option to withdraw up to 25% of the funds they have personally put into their accounts once three years have passed since the account was established. The partial withdrawal should exclude the employer's contribution if any, and returns generated on the contributions.

The Open Network for Digital Commerce (ONDC) is a path-breaking initiative in the domain of eCommerce in India. It was launched to revolutionise the digital commerce industry in India. ONDC aims to provide a standardised and interoperable framework and offer a more inclusive and efficient service in the digital marketplace. Read on to learn how you can expand your business by registering as a seller on the ONDC e-commerce platform.

In today's dynamic job landscape, simply having a high school diploma or basic degree is no longer enough. Employers now look for candidates with advanced credentials who demonstrate a commitment to continuous learning and growth. Whether you're a recent graduate or an experienced professional, it's time to skill up like a superhero!

MSMEs (micro, small and medium enterprises) contribute nearly 30% of India's GDP and generate millions of employment opportunities both in urban and rural India.  However, the financial statistics show that merely 39% of businesses get benefits from the much-needed business credit. The problems regarding lack of access to credit may be due to pressure of collateral, low-ticket size, unprofessional way of maintaining financial data and more. 

Designing a reliable Digital Public Infrastructure is crucial for the government to meet their development goals and help the citizens to work and connect better. As societies increasingly rely on digital systems and services, DPIs play a pivotal role in shaping the way citizens work, connect, and interact with the government. Like real roads and bridges help to move things and people, DPIs make the digital paths that support how a country's digital world works.

Do you remember those times when we used to pay some paisa in the corner store for some candies? We have also heard of some people paying in cash for big purchases.

Fast-forward to several years later: the need for small change has completely disappeared in 2020. In 2024, every Indian with a smartphone can take part in the digital economy.