What is a Pension Fund Manager (PFM)? |
The National Pension System (NPS) is a retirement savings scheme that helps individuals build a corpus for their old age. It is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and is available to all Indian citizens. Axis PFM is one of the most popular NPS fund managers, providing investors with options to invest in different asset classes.
The blog intends to provide in-depth details of Axis PFM's pension returns, performance, features and benefits to assist you with your retirement planning.
What is a Pension Fund Manager (PFM)?
An Axis Pension Fund Manager (PFM) takes care of people’s retirement savings by putting money into different things like stocks, bonds, government securities, and other assets. For example, the Axis Pension Fund, approved by the Pension Fund Regulatory and Development Authority (PFRDA), manages these investments. It splits the money across Equity (stocks), Corporate Bonds, Government Securities, and Alternative Investments to help the savings grow over time.
The aim is to make good profits while keeping risks low so that the retirement money grows steadily. It’s about finding a mix of safety and earnings for the future and following rules to keep investors’ money secure.
| Also Read: NPS Guide for Experts |
NPS Returns of Axis PFM: Scheme-Wise Performance
Here’s a detailed comparison of returns across different schemes managed by Axis PFM:
Table 1: Scheme E - Tier 1 (Equity)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 2.96% | NA | NA | 12.84% |
Disclaimer: The data reflects the performance of schemes managed by Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 2: Scheme E - Tier 2 (Equity)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 4.15% | NA | NA | 13.58% |
Disclaimer: The data reflects the performance of schemes managed by the Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 3: Scheme G - Tier 1 (Government Securities)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 10.70% | NA | NA | 9.59% |
Disclaimer: The data reflects the performance of schemes managed by the Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 4: Scheme G - Tier 2 (Government Securities)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 10.96% | NA | NA | 9.09% |
Disclaimer: The data reflects the performance of schemes managed by the Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 5: Scheme C - Tier 1 (Corporate Bonds)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 9.78% | NA | NA | 8.47% |
Disclaimer: The data reflects the performance of schemes managed by Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 6: Scheme C - Tier 2 (Corporate Bonds)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 9.19% | NA | NA | 7.72% |
Disclaimer: The data reflects the performance of schemes managed by Axis Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
| Also Read: NPS Return Calculator Guide |
Key Features of Axis PFM
Here are a few features of the Axis PFM:
- Axis PFM provides a solid and dependable choice for retirement savings through the National Pension System (NPS). One of its main strengths is its flexible investment approach. It spreads funds across equity, corporate bonds, government securities, and alternative investments. This mix balances risk and growth, adapting to market trends and personal comfort levels to ensure steady returns over time.
- Another highlight is Axis PFM’s growing presence in the pension sector. Managed by Axis Pension Fund Management Limited and regulated by the Pension Fund Regulatory and Development Authority (PFRDA), it benefits from the strong reputation of the Axis brand. This backing brings reliability and expert management, offering a trustworthy option for building a secure retirement fund with consistent performance.
Benefits of Choosing Axis PFM
Axis PFM offers distinct advantages for NPS subscribers. Here are some of the key benefits of choosing each option.
- Strong Returns: One key benefit of Axis NPS is its ability to deliver strong returns, particularly in its equity-based schemes. With a performance that consistently outperforms many competitors, Axis NPS offers investors a chance to maximise their wealth over the long term.
- Ease of Access: Managing and tracking your NPS investments has never been easier with Axis PFM's user-friendly online platform. You can check your account, make contributions, and track your returns from the comfort of your home or on the go, making it a convenient option for modern investors.
| Also Read: NPS Retirement Plan |
Why Choose Axis PFM?
- It manages your pension funds by spreading investments across equity, corporate bonds, government securities, and alternative assets, matching your personal risk level for solid, long-term gains.
- One big plus is its focus on keeping costs low, meaning more of your savings go toward building your future instead of paying high fees. Backed by the strong Axis brand, known for its financial expertise, it gives you confidence that your retirement money is in safe, capable hands.
- Finally, Axis PFM lets you tweak your investment choices as life changes, offering the flexibility to adjust your plan over time. This blend of adaptability and reliable performance makes it a great pick for growing a secure retirement fund.
Conclusion
Axis Pension Fund Manager (PFM) stands out as a reliable choice for NPS subscribers, offering a balanced approach to retirement planning. With its flexible investment options across equity, corporate bonds, government securities, and alternative assets, Axis PFM ensures steady growth while managing risks effectively. Its competitive returns, low costs, and ease of access through a user-friendly online platform make it appealing to modern investors. For a secure and robust retirement corpus, Axis PFM is a compelling option worth considering.
FAQs
1. What are the returns of Axis PFM Equity Scheme (Tier 1)?
As of April 04, 2025, Scheme E - Tier 1 offers a 1-year return of 2.96% and an inception return of 12.84%.
2. Is Axis PFM regulated?
Yes, it is regulated by the Pension Fund Regulatory and Development Authority (PFRDA).
3. What makes Axis PFM accessible?
Its user-friendly online platform allows easy management, contributions, and tracking of NPS investments.
4. Can I adjust my investments with Axis PFM?
Yes, it offers flexibility to tweak your investment choices based on your risk appetite and goals.
5. What are the benefits of choosing Axis PFM?
Key benefits include strong returns, low costs, ease of access, and the backing of the Axis brand.
6. How does Scheme G - Tier 1 perform?
As of April 04, 2025, it offers a one-year return of 10.70% and an inception return of 9.59%.
