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How Does the Digital Financial Services in ONDC Benefit Lenders?

If you look back in time, you will see that the process of obtaining a loan was so tiresome. People had to run from one lender to another to get a suitable one. This somehow affected the lenders too. 

However, now, the total lending landscape has changed. In this evolving world of digital financial services, the Open Network for Digital Commerce (ONDC) is making waves. It promises to transform how financial services, including lending, are provided. 

This blog explores how the lending option on ONDC benefits lenders, offering them new opportunities and advantages.

A Step-by-Step Guide for Individuals to Register and Use Open Finance for Accessing Personal Loans

Access to financial services has never been easier in the digital era, thanks to innovative solutions like Open Finance. This transformative technology is reshaping the financial landscape in India by providing seamless, secure, and inclusive financial services. Whether you're a lender hoping to reach a larger audience or a borrower looking for the finest credit deals, the Open Finance Stack powered by Protean provides unrivalled benefits. 

NPS Tax Benefits

The National Pension System (NPS) is a robust retirement savings option in India, providing substantial tax benefits to its subscribers. By contributing to an NPS account, individuals can claim tax deductions and reduce their taxable income, making it an appealing choice for long-term financial planning. Read the blog to know more.

Understanding India Stack

A decade ago, India's thriving local markets were teeming with people buying and selling items with well-worn banknotes. They are now equally likely to use smartphones. With only a few screen taps, millions of people in the formal and enormous informal economies can take payments, settle debts, and transfer funds anywhere in the country. 

NPS vs PPF vs EPF: Why NPS Stands Out in Your Retirement Portfolio?

Planning for retirement holds significant importance in everyone's life. In India, you will find several investment products designed to help you save for your future. Among these options, the national pension scheme stands out as a smart choice for securing retirement corpus compared to other investments. In this guide we will walk you through the key aspects of NPS vs PPF vs EPF, helping you make an informed decision for a financially secure retirement.

What is the National Pension System? 

Minor PAN Card: A Complete Guide for Application

Introduction: Understanding the PAN Card

PAN (Permanent Account Number) is a crucial document in India for managing financial activities and taxes. Contrary to popular belief, there is no age restriction for obtaining a PAN card. This includes minors (individuals below the age of 18 years), who can also apply for a PAN card, thanks to the initiatives by the government to simplify financial inclusiveness.