What is a Pension Fund Manager (PFM)? NPS Returns of ABSL PFM: Scheme-Wise Performance Key Features of Aditya Birla Sun Life PFM Benefits of Choosing Aditya Birla Sun Life PFM |
Retirement planning is a key part of securing your financial future. With so many uncertainties ahead, having a solid savings plan can make your later years comfortable and enjoyable. The National Pension System (NPS) in India is a trusted choice for building a retirement fund step by step. Aditya Birla Sun Life Pension Fund Management Limited (ABSLPFML) is a popular option among many pension fund managers. In this blog, we’ll look at ABSLPFML’s pension returns, performance, features, and benefits to help you decide if it suits your retirement goals.
What is a Pension Fund Manager (PFM)?
A Pension Fund Manager (PFM) handles your retirement savings by investing them in stocks, bonds, government securities, and other assets. For example, Aditya Birla Sun Life Pension Fund Management Limited, approved by the Pension Fund Regulatory and Development Authority (PFRDA), takes care of these investments. It spreads your money across different options to help it grow over time. The aim is to earn good returns while keeping risks low so your retirement fund grows steadily. It’s all about balancing safety and growth while following rules to protect your money.
| Also Read: Top NPS Fund Managers |
NPS Returns of ABSL PFM: Scheme-Wise Performance
Here’s a detailed comparison of returns across different schemes managed by ABSL PFM:
Table 1: Scheme E - Tier 1 (Equity)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 2.28% | 11.22% | 24.27% | 12.89% |
Disclaimer: The data reflects the performance of schemes managed by ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 2: Scheme E - Tier 2 (Equity)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 3.00% | 11.64% | 24.64% | 13.02% |
Disclaimer: The data reflects the performance of schemes managed by the ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 3: Scheme G - Tier 1 (Government Securities)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 11.06% | 8.77% | 7.66% | 8.32% |
Disclaimer: The data reflects the performance of schemes managed by the ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 4: Scheme G - Tier 2 (Government Securities)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 11.14% | 8.69% | 7.63% | 7.78% |
Disclaimer: The data reflects the performance of schemes managed by the ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
| Also Read: Tier 1 and Tier 2 Explained |
Table 5: Scheme C - Tier 1 (Corporate Bonds)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 9.66% | 7.32% | 7.71% | 8.50% |
Disclaimer: The data reflects the performance of schemes managed by ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Table 6: Scheme C - Tier 2 (Corporate Bonds)
| Year | Returns 1 Year | Returns 3 Years | Returns 5 Years | Returns Inception |
| Returns | 9.82% | 7.41% | 7.71% | 8.04% |
Disclaimer: The data reflects the performance of schemes managed by ABSL Pension Fund (PFM) as of April 04, 2025. Returns are subject to market fluctuations. Past performance does not guarantee future results.
Key Features of Aditya Birla Sun Life PFM
ABSLPFML comes with some unique features. Let’s take a look at what it offers:
- Market-Linked Returns: ABSLPFML’s NPS gives you returns based on market performance. Your money grows depending on the mix of investments you choose.
- Transferability: ABSLPFML makes it easy to move your NPS account if you switch jobs or locations, making it an excellent choice for people who change jobs often.
Benefits of Choosing Aditya Birla Sun Life PFM
Here are the advantages of picking ABSLPFML:
- Strong Performance Record: ABSLPFML has a good history of growing your money, especially in equity funds. This means your retirement savings could grow faster than with some other choices.
- Flexible Investment Choices: With ABSLPFML, you decide where your money goes—stocks, bonds, or government securities. You can plan your retirement based on how much risk you’re okay with.
| Also Read: NPS Investment Guide |
Why Choose Aditya Birla Sun Life PFM?
- Good Returns Over Time: ABSLPFML has grown enormously, especially in equity funds. This can help you build a bigger retirement fund for a worry-free future.
- Control Over Your Investments: You get to pick how your money is invested—whether in stocks, bonds, or safer options. This lets you plan your savings your way.
Conclusion
Aditya Birla Sun Life Pension Fund Management Limited is a strong option for retirement planning under the National Pension System in India. It has a solid track record, especially in equity funds, which can help your savings grow. You can choose how to invest your money—stocks, bonds, or government securities—based on what feels right. Plus, being part of the Aditya Birla Group means it’s backed by trust and experience. For a secure and happy retirement, it’s worth considering.
| Also Read: NPS Benefits Guide |
FAQs
1. What are the returns for Scheme E - Tier 1 as of April 04, 2025?
Scheme E - Tier 1 (Equity) has delivered returns of 2.28% (1 year), 11.22% (3 years), 24.27% (5 years), and 12.89% (since inception) as of April 04, 2025.
2. How does Scheme G - Tier 2 perform compared to Tier 1?
Scheme G - Tier 2 (Government Securities) offers slightly different returns compared to Tier 1, with 11.14% (1 year), 8.69% (3 years), 7.63% (5 years), and 7.78% (since inception) as of April 04, 2025.
3. What makes ABSLPFML a trusted choice?
ABSLPFML is part of the Aditya Birla Group, a well-known and reliable name in finance, which adds credibility and trust to its pension management services.
4. How much control do I have over my investments with ABSLPFML?
You can choose how your money is invested—whether in equity, corporate bonds, or government securities—based on your risk appetite and retirement goals.
