Wondering about the benefits of using an API? Yes, businesses can benefit from automation with API integration. API verification can transform complex workflows into seamless, instantaneous operations. Streamlined business operations can, in turn, fuel growth and build trust.
Let us learn more about API verification and how it can simplify business operations through popular use-cases.
Top 10 Most Consumed APIs for Business Simplification
An Application Programming Interface, or API can act as a secure bridge between your business software and a trusted data source. Thus API verification can enable real-time data validation.
A strategic API integration can automate dozens of previously manual checks.
Here are ten of the most impactful verification APIs that businesses use to streamline their processes:
1. Voter ID Verification
The Voter ID API verification is a widely used identity verification tool for businesses, though it is not officially mandated in RBI’s KYC documents. It can validate details of a voter ID using trusted government records available through authorised providers. This API can confirm the name, gender and the constituency linked to the Voter ID number.
This tool can be invaluable for fintech platforms, lending institutions, and telecom companies. This API can enable faster onboarding checks and help reduce risk of identity fraud, though it is generally used as a supplementary verification tool.
2. Bank Account Verification (Pennydrop)
The Pennydrop API verification is a genius yet simple method to confirm the validity and ownership of a bank account. Here are some of the features:
- An API call initiates a transfer of a small amount (like ₹1) to the beneficiary's account.
- A successful transaction confirms that the account is active.
- It validates the beneficiary's name as per bank records.
- It also eliminates payment failures and ensures funds reach the correct recipient.
A successful API integration for this service is a must for any business managing regular fund transfers.
3. Mobile Verification with OTP and Customer History
This dual-function API is a powerhouse for security and risk assessment.
Here is how API verification helps in this case:
- Verifies mobile number ownership through a One-Time Password (OTP).
- Some APIs can fetch details like telecom circle or carrier from the number (User name and SIM history generally require direct KYC from telecom providers and are not publicly exposed in real time).
- Helps businesses gauge the authenticity of a user. This can make it harder for fraudsters to use temporary or newly acquired numbers for malicious activities.
4. Driving Licence (DL) Verification
The DL verification API can validate a driving licence directly against the National Register from the Ministry of Road Transport and Highways.
This check can confirm the licence holder's name, date of birth, and the validity of the licence.
For car rental companies, logistics firms, and insurance providers, this automated check is essential for:
- Verifying driver credentials
- Ensuring compliance
- Mitigating risks associated with unauthorised or fraudulent drivers
5. Email Verification
An incredibly simple yet effective tool, the email verification API can do the following:
- Check the validity and deliverability of an email address in real time
- Confirm if the domain exists and if the specific mailbox is active
- Help businesses maintain a clean marketing list
- Reduce bounce rates
- Improve the effectiveness of their communication campaigns
- Serve as a basic first-level check during user sign-ups to filter out fake or temporary email addresses
6. Udyam Certificate Number Verification
It is important to verify business partner’s credentials for businesses engaged in B2B transactions.
The Udyam verification API can authenticate a company’s status as a Micro, Small, and Medium Enterprise (MSME) by validating its Udyam Registration Number against the government portal.
This process can confirm the legitimacy of the enterprise and helps in availing benefits tied to MSME status, streamlining supply chain and vendor onboarding.
7. Passport Verification
As a globally recognised identity document, passport verification is a high-assurance method of identity proofing. Passport APIs typically work by reading MRZ data for document authenticity. In India, there is no direct public API to validate passport details against government servers. This check can confirm the authenticity of the document and extracts key information like the holder's name, nationality, and date of birth.
API verification is extensively used by the travel industry, financial institutions, and global remittance services for robust KYC and anti-money laundering (AML) compliance. The API integration can make this high-level check a simple step in the workflow.
8. MCA Company and LLP Master Data Fetch
This API can provide direct access to the Master Data of any company or Limited Liability Partnership (LLP) registered with the Ministry of Corporate Affairs (MCA).
A business can fetch vital information, including the company's registration number (CIN), incorporation date, registered address, and director details.
This tool is indispensable for due diligence, B2B onboarding, and credit risk assessment, providing an official snapshot of a potential business partner's standing.
9. EPF UAN Lookup and Validation
The Employee Provident Fund (EPF) Universal Account Number (UAN) validation API is a key tool for HR and background verification processes.
It can allow employers to verify a candidate's employment history details linked to their UAN. This check can confirm past employment records and helps ensure that the information provided by a job applicant is accurate, adding a layer of trust and authenticity to the hiring process.
Smooth API integration into HRMS software automates this check.
10. Vehicle RC Verification
The Vehicle Registration Certificate (RC) verification API can fetch detailed information about a vehicle directly from the Vahan national register.
Upon entering a vehicle registration number, the API can return data points like the owner's
name, vehicle model, fuel type, and registration validity. This is essential for:
- Auto insurance companies for policy issuance
- Pre-owned vehicle marketplaces to verify seller details
- Logistics companies to validate their fleet
Conclusion
The seamless API integration of the above-mentioned services can:
- Automate critical business functions
- Mitigate risk
- Ensure compliance
Businesses that can leverage this technology can offer a faster, more secure, and superior experience to their customers and partners. Get in touch with RISE with Protean eGov Technologies to learn about 100+ APIs that can optimise business efficiency.
