Enabling Early Financial Security
for the Next Generation
NPS Vatsalya allows parents and guardians to open a pension account for minors and begin building long-term financial security from an early age.
As a Central Recordkeeping Agency (CRA) for the NPS Vatsalya, Protean provides the digital infrastructure that powers NPS Vatsalya accounts, enabling seamless account opening, recordkeeping, and lifecycle management.
Key Features
✔ Early Start: Begin building retirement savings from childhood
✔ Flexible Contributions: Minimum contribution of ₹1,000 per year
✔ Market-Linked Returns: Investments managed by professional pension fund managers
✔ Financial Discipline: Encourages long-term savings habits
✔ Seamless Transition: Converts into a regular NPS account at adulthood
Eligibility
✔ Minor subscribers below 18 years
✔ Account opened and managed by parent or legal guardian
✔ Indian citizens including eligible NRI/OCI minors
Secure Your Child’s Future
Give your child the advantage of time and disciplined investing with NPS Vatsalya.
Open NPS Vatsalya Account
Protean’s Role as CRA
Protean enables the digital backbone for NPS Vatsalya through its Central Recordkeeping Agency platform.
Key responsibilities include
Key Features
About NPS Vatsalya
NPS Vatsalya is a pension initiative designed for minors below the age of 18, enabling parents or legal guardians to start retirement savings early.
The account is operated by the guardian until the child turns 18, after which it seamlessly transitions into a regular NPS account, allowing continued retirement savings.